groundfloor.usGROUNDFLOOR | What are you building?

Home Invest Borrow Learn FAQ Support Blog About Team Culture Press Contact Jobs Sign Up Log In Building wealth is easy if you know where to start. GROUNDFLOOR offers short-term, high-yield real estate debt investments to the general public. We believe that everyone should have the freedom to invest on their own terms. GET STARTED SIGN UP LOG IN $10 Minimum 0.0 % Actual Returns to Date $ 0 Total Interest Earned How GROUNDFLOOR Works How GROUNDFLOOR Works Sign Up Setting up your account is quick and easy. Choose the amount you’d like to invest and get started with a little as $10. Choose Your Investments Build your own portfolio of short term, high yield, real estate debt investments based on your own personal risk/reward profile. Or let our investment wizard guide you. Fund Your Account Link to your bank account through our secure encryption partner to transfer funds to begin investing. With GROUNDFLOOR, your financial future is already looking up! Earn Debt products inherently carry less risk, which is why we’ve been able to generate consistent 10%+ returns for our investors over the past six years, with repayments received in 6-9 months on average. SIGN UP LOG IN Ranking at #402 Ranking at #102 Why GROUNDFLOOR? GROUNDFLOOR was built on the belief that there’s a smarter way to capitalize America by opening private capital markets to individual investors. We have the tools and talent to help everyone build wealth through real estate lending. Investors Looking to grow your portfolio through real estate? Start with as little as $10. OPEN ACCOUNT Borrowers Do you have a passion for fix and flip projects? Put our loans to work for you. SUBMIT APPLICATION Shareholders Our current raise on SeedInvest exceeds $4M with over 2,000 investors. OWN A PIECE Recently Repaid Investments 10.2% Rate 12 mo. Projected Term 55.3% Loan to ARV 1 Tremont Street, Oxford MA VIEW LOAN c 13% Rate 12 mo. Projected Term 63.5% Loan to ARV 1215 South 9th St, Noblesville IN VIEW LOAN d 11% Rate 12 mo. Projected Term 64.7% Loan to ARV 2150 Beecher Rd SW, Atlanta GA VIEW LOAN c Build your wealth with GROUNDFLOOR INVEST BORROW “Closing the gap between the real estate investor and borrower through crowdfunding is what makes Groundfloor innovative.” “GROUNDFLOOR is unusual in that its mission opens real estate investing to the general population…. The investment is secured by the real property, and there’s an aggressive pre-screening process for developers.” “Developers…have embraced the opportunity. They see it as a viable way to quickly raise cash for a project.” “GROUNDFLOOR fills a void for real estate entrepreneurs...They provide short-term, high-yield returns backed by real estate to entrepreneurs who are often ignored by traditional lenders…” “GROUNDFLOOR’s investors are regular Americans who partner with developers on 20 to 30 real estate projects over a six month period...They earn between a 5 percent and 16 percent return on their investment within six to 12 months…. Investors run the gamut from retirees to professionals who want to invest in real estate part time.” “GROUNDFLOOR made the higher returns of real estate investing available to regular people who previously did not have access.” I applaud GROUNDFLOOR in really building a business from the ground up where they're focused on the non-accredited investor. “Groundfloor has some of the lowest investment minimums and shortest holding period for a real estate investing platform.” Sign Up Log In Invest Borrow Learn FAQ Support Blog About Team Culture Press Contact Jobs GROUNDFLOOR Facebook GROUNDFLOOR Twitter GROUNDFLOOR Linkedin GROUNDFLOOR Instagram GROUNDFLOOR Youtube Invest Funding Funded Repaid Investor Agreement SEC Filings Borrow Borrowers Brokers Learn FAQ Support Blog Offering Circular Terms Of Service Privacy Policy About Team Culture Press Contact Jobs Groundfloor users bank level security © 2021 GROUNDFLOOR. All rights reserved. GROUNDFLOOR(LROs) GRE1 PQA 3 GRE1 PQA 4 Offering Circular A copy of these materials may also be obtained for free on the SEC’s website at www.sec.gov OFFERINGS FOR SECURITIES UNDER REGULATION A ON THIS WEBSITE ARE CURRENTLY OPEN TO ALL US RESIDENTS WHERE THE ISSUER HAS FILED STATE NOTICE. The information on this website does not constitute an offer to sell the limited recourse obligations (or “LROs”) identified herein in any state or jurisdiction in which the issuer is not qualified to do so. Securities are offered and sold under Regulation A of the Securities Act of 1933 (“Regulation A”) only to investors who are residents of the states in which GROUNDFLOOR Finance Inc. (“GROUNDFLOOR”) has either qualified an offering statement under Tier 1 of Regulation A or made notice of its intent to offer and sale securities under Tier 2 of Regulation A. [GROUNDFLOOR, or its affiliates, may also offer securities to accredited investors. Investors who believe they qualify as accredited investors may access additional information about these offerings here ] GROUNDFLOOR has filed offering circulars and post-qualification amendments (or “PQAs”) (including supplements to such filings) with the Securities and Exchange Commission (the “SEC”) covering the current offering of LROs. An investment in LROs entails risk of loss, and you may lose all or part of your investment. Each investor should carefully consider the risk factors and other information discussed in the qualified offering circulars/PQAs (and current supplements, if any) before purchasing LROs: THE COMMISSIONER OF BUSINESS OVERSIGHT OF THE STATE OF CALIFORNIA DOES NOT RECOMMEND OR ENDORSE THE PURCHASE OF THESE SECURITIES. Some statements in the offering circulars/PQAs and on this website may contain forward-looking statements and are based upon current expectations, plans, estimates, assumptions and beliefs that involve numerous risks and uncertainties. Although GROUNDFLOOR believes that the expectations reflected in such forward-looking statements are based on reasonable assumptions, actual results and performance could differ materially from those set forth in the forward-looking statements. You should consult with your own attorneys, accountants, and other professional advisors prior to making an investment. The information on this website does not constitute an offer to sell or a solicitation of interest in any LROs that may be qualified in the future. No money or other consideration is being solicited with respect to any LROs that have not been duly qualified, and if sent in response, will not be accepted. No offer to buy any LROs that have not been duly qualified can be accepted and no part of the purchase price can be received until an offering circular/PQA covering such LROs has been qualified by the SEC. Any such offer to buy unqualified LROs may be withdrawn or revoked, without obligation of any kind, at any time before notice of its acceptance is given after the date of qualification. An indication of interest in our offerings involves no obligation or commitment of any kind. The information above presents a general summary of the business and the purpose and principal business terms of an investment in LROs. This summary does not purport to be complete and is qualified in its entirety by reference to the more detailed discussion contained in the offering circulars/PQAs. Articles or information from third-party sources outside of this domain may discuss GROUNDFLOOR (or its affiliates) or relate to information contained herein, but GROUNDFLOOR and its affiliates do not approve and are not responsible for such content. Hyperlinks to third-party sites, or reproduction of third-party content, do not constitute an approval or endorsement by GROUNDFLOOR or any of its affiliates of the linked or reproduced content. Neither the SEC nor any state securities commission or regulatory authority approved, disapproved, endorsed, or recommended the merits of the offering describ...